Financing Made Simple & Transparent
We partner with leading payment providers including Klarna, Clearpay, and Splitit to provide frictionless, instant-approval payment plans.
“Bring home your dream creation today with 0% APR interest-free flexible instalment plans.”
No Hidden Fees
100% transparent terms with zero surprise fees or pre-payment penalties.
0% APR Available
0% interest introductory options across verified leading partners.
Instant Decision
Pre-qualify in seconds with a soft credit check that won't impact your score.
Flexible 3-36 Months
Tailor your repayment schedule to your personal timeline.
Choose the Payment Option That Fits Your Budget
Flexible monthly instalments with instant credit decision at checkout. Choose 0% APR over 3–12 months or spread payments up to 36 months.
- Instant decision in seconds
- Soft credit check for pre-approval
- Automatic monthly debits
Split your fine jewellery purchase into 4 equal interest-free payments due every 2 weeks. Ideal for purchases up to £2,500.
- No interest or hidden fees
- Pay 25% today, 75% over 6 weeks
- Simple automatic schedule
Use your existing Visa or Mastercard credit line to split payments without submitting new credit applications or undergoing hard credit checks.
- No new credit applications
- Keep credit card reward points
- 0% interest guaranteed
Payment Option Breakdown
| Payment Solution | 0% APR Available | Available Terms | Credit Inquiry |
|---|---|---|---|
| Klarna & Affirm | Yes (3, 6, 12 Months) | 3 to 36 Months | Soft Check (No score impact) |
| Clearpay / Afterpay | Yes (Always 0% APR) | 4 Fortnightly Payments | Soft Check |
| Splitit | Yes (0% Guaranteed) | 3 to 24 Months | No Credit Check (Uses card) |
| Atelier Layaway Plan | Yes (0% Interest) | Custom Schedule | None Required |